Recent Articles

Hello Reader, Happy Sunday! The holiday season is about to start. What are your plans like? What we should be planning and investing for daily is ETFs. ETFs have transformed investing, and they’re a popular choice for their flexibility, low fees, and ease of use. I got a question on Threads yesterday and thought why not do a newsletter about it. For many investors ETFs, are perfect for a long-term strategy—especially those aiming for financial independence or following the 4% rule in…

Hello Reader, Happy Sunday! I hope you are having an amazing fall weekend. Employer benefits are often the unsung heroes of your financial strategy. Many employees overlook these valuable perks, leaving money and opportunities behind. Today, we’ll break down how you can make the most of the benefits your employer offers, from retirement savings to health and wellness programs. Whether you’re just starting out or nearing retirement, there’s something here for everyone. 1. Maximize Your…

Hello Reader, Happy Father’s Day! Today you have your kid’s attention. Please make the most of it. What better way than to teach them a simple finance concept that will change their life in the future? Compounding! Teaching your kids about compound investing not only helps them understand money management but also sets them up for long-term financial success. Here’s why it’s essential to introduce your children to this powerful financial concept early on. The Basics of Compound Investing…

Hello Reader, Warm Sunday wishes! With the time change do not forget to take care of yourself. Rest, recharge, and most importantly stay safe On to the topic of the week Let’s start off with a quote. It is a long one but a very important one. I don’t think human nature deals very well with the patience and strong stomach investing requires. We’re wired for fight or flight. Look at the chart of the S&P 500 over 40 years, and you see an endless series of jagged peaks and valleys. Each of those…

Hello Reader, Welcome to JJs Personal Finance Newsletter! I am JJ from jjsfinclub.com. Thank you for signing up to my newsletter. Before we get started, let me briefly introduce myself: Who is JJ? An MBA & CPA with 15+ years of experience managing money. I have been on the block for a while working in Finance for a few large corporations handling millions and billions of dollars. After working for a few years, I soon started realizing my passion for personal finance and started implementing…