Hello Reader, Happy Wednesday! If you’ve ever Googled how to invest, you’ve probably heard the advice: “Just buy index funds.” Sounds simple, right? But then you search for index funds… and there are hundreds. Maybe thousands. What exactly are you supposed to buy? Today, I’m breaking it down so you can make smarter, more confident decisions — even if you’re just getting started. First, what’s an index fund? An index fund is a low-cost way to invest in a basket of stocks or bonds that track a...

That $10K in credit card debt isn’t just draining your wallet—it’s killing your chances of homeownership. Here’s how to break free and build wealth.

Hello Reader, Happy Sunday! The holiday season is about to start. What are your plans like? What we should be planning and investing for daily is ETFs. ETFs have transformed investing, and they’re a popular choice for their flexibility, low fees, and ease of use. I got a question on Threads yesterday and thought why not do a newsletter about it. For many investors ETFs, are perfect for a long-term strategy—especially those aiming for financial independence or following the 4% rule in...